Blog · 15 posts

The co-ownership blog

Real cases, seasonal questions, what gets stuck in practice. For the detailed rule, each post links to its guide page.

Latest posts

Line drawing: a landing in an apartment building, a key box hanging from a door handle and a wheeled suitcase waiting in front of it21.10.2026

Banning Airbnb in your co-ownership: is it possible?

Yes, but not through a simple clause in the house rules. A Belgian co-ownership can ban or regulate holiday letting by amending its articles, by a four-fifths majority of the votes and before a notary. In Brussels, a co-owner cannot register anyway without the written consent of the general meeting.

Read the post
Line drawing: cross-section of two apartments one above the other, a pipe dripping through the ceiling and a water stain above a bucket19.10.2026

Water damage in a co-ownership: the building or you?

Most of the time, two contracts each pay their share. The building policy, taken out by the syndic, covers the damaged structure if it includes water damage cover; your home insurance covers your contents. Repairing the leak follows a third logic: that of the part involved, common or private.

Read the post
Line drawing: an empty room being renovated, a stepladder, a paint tray and an interior wall partly opened down to its bricks17.10.2026

Works in your apartment: when the GM must vote

In your private unit, you renovate without asking anyone's opinion. As soon as the works touch a load-bearing wall, the facade or a common pipe, you need a two-thirds vote of the general meeting, obtained before the first sledgehammer blow. Here is how to tell, and how to prepare the request.

Read the post
Line drawing: an open, empty letterbox in an apartment building, next to a wall calendar with the days crossed out13.10.2026

GM minutes not received or incorrect: what now?

The syndic must send you the minutes within thirty days of the meeting. Once that deadline has passed, or if the document you received is incomplete, write to them straight away. The four-month time limit to challenge a decision runs from the date of the meeting, whether or not the minutes have arrived.

Read the post
Line drawing: the entrance hall of an apartment building with a row of letterboxes, one of them overflowing with unanswered envelopes09.10.2026

Syndic not responding: wait, dismiss or go to court?

When a syndic stops responding, you have three ways out in Belgium: not renewing the mandate when it expires, dismissing the syndic at the general meeting, or asking the justice of the peace for a provisional syndic. The right one depends on two things: when the mandate ends and whether you can get a meeting together.

Read the post
Line drawing: a meeting room with almost all its folding chairs empty, a table with a sheet of paper and a pen, a clock on the wall07.10.2026

GM quorum not reached: what happens next?

If the quorum is not reached, the general meeting cannot decide anything that day. A second meeting is held after at least fifteen days, and it deliberates whatever the number of people present. The majorities do not change. Before packing up, redo the calculation all the same: there are two quorums.

Read the post
Line drawing: a hand adds a line at the bottom of a list clipped to a board, next to a sealed envelope05.10.2026

Getting an item onto the GM agenda

For an issue to be voted on at the next ordinary meeting, your written request must reach the syndic at least three weeks before the first day of the period set in the house rules. Word it as a decision to be taken, attach the documents and keep proof of the date it was received.

Read the post
Line drawing: façade of a small brick building with three balconies stacked one above the other, a potted plant and a folding chair on one of them03.10.2026

Balcony: common or private part? Four answers

A balcony is neither common nor private by nature: in Belgium, the Civil Code does not classify it, your articles decide, element by element. Slab, waterproofing, surface and railing can have four different statuses. If the articles are silent, the element is presumed to be common.

Read the post
Line drawing: façade of a small brick building, a bunch of keys hanging in front, papers, a pen and a calculator on a table01.10.2026

Service charges when an apartment is sold: who pays?

On a sale, the buyer pays the ordinary charges once they have use of the unit, and the expenses voted before the sale but called after it, unless agreed otherwise. The seller remains liable for their arrears, which the notary withholds from the price. The reserve fund stays with the association.

Read the post
Line drawing: an open ring binder, a small stack of sheets and a pencil on a wooden table29.09.2026

Checking your co-ownership's accounts, step by step

The general meeting has appointed you accounts auditor, or you want to check the figures yourself before voting. Start by asking the syndic for the general ledger, the bank statements and the invoices, then reconcile them in six checks, from the bank balance to the carrying forward of balances. Your conclusions fit on one page, handed to the syndic before the notice of meeting goes out.

Read the post
Line drawing: an empty chair in front of a meeting table, with a signed sheet of paper and a pen on the seat and an open laptop at the end of the table27.09.2026

Missing the GM: proxy or remote attendance?

Will you be away on the day of the general meeting? If the notice provides for remote attendance, follow the meeting and vote yourself. If not, give a written proxy to someone you trust, with your instructions item by item. Doing nothing is allowed, but the decisions will still bind you.

Read the post
Line drawing: letterboxes in a building, an envelope in an open box, a calendar with crossed-out days25.09.2026

GM notice received too late: is the meeting valid?

In principle, a notice received too late does not cancel the meeting: it goes ahead and its decisions apply. It does make them open to challenge before the justice of the peace, within four months, if the delay causes you personal harm. Your attendance, your vote and any urgency invoked change the answer.

Read the post
Line drawing: the facade of a brick building and a pair of scales, with coins on one side and files on the other25.09.2026

Volunteer syndic: does free come at a price?

No, a volunteer syndic is not free: it removes the fees, not the costs. Liability insurance, registration with the CBE, the accounts, any software and the volunteer's time still have to be paid for. In a small, quiet building, the bill stays light. Beyond that, it shifts onto the volunteer.

Read the post
Line drawing: two hands passing a binder and a bunch of keys in front of archive boxes25.09.2026

Taking over a syndic file mid-year: checklist

Taking over a syndic file mid-year follows a set order: secure the accounts and the insurance on day one, post and register the mandate within the week, claim the complete file within thirty days, then prepare the general meeting. Here is the checklist, step by step, for a handover that was left incomplete.

Read the post