Co-ownership in Belgium · Flanders & Brussels55 pages · 20 official sources
Co-ownership in Flanders and Brussels

Run your co-owned building without losing your evenings to it.

Preparing a general meeting, checking a service charge statement, changing your syndic, reading a deed of division: each page sets out what to do, backed by the articles of the Belgian Civil Code.

46 pages8 topicsUpdated 21.10.2026Free, no account
Line drawing: facade of a Belgian apartment building

Where to start

46 pages, all dated

The syndic

Duties, volunteer or professional, mandate, contract, change.

9 pages

Buying or selling

Buying, selling, syndic documents, shared charges, new co-owner.

4 pages

In practice

All blog posts
Line drawing: a landing in an apartment building, a key box hanging from a door handle and a wheeled suitcase waiting in front of itBlog · 21.10.2026

Banning Airbnb in your co-ownership: is it possible?

Yes, but not through a simple clause in the house rules. A Belgian co-ownership can ban or regulate holiday letting by amending its articles, by a four-fifths majority of the votes and before a notary. In Brussels, a co-owner cannot register anyway without the written consent of the general meeting.

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Line drawing: cross-section of two apartments one above the other, a pipe dripping through the ceiling and a water stain above a bucketBlog · 19.10.2026

Water damage in a co-ownership: the building or you?

Most of the time, two contracts each pay their share. The building policy, taken out by the syndic, covers the damaged structure if it includes water damage cover; your home insurance covers your contents. Repairing the leak follows a third logic: that of the part involved, common or private.

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Line drawing: an empty room being renovated, a stepladder, a paint tray and an interior wall partly opened down to its bricksBlog · 17.10.2026

Works in your apartment: when the GM must vote

In your private unit, you renovate without asking anyone's opinion. As soon as the works touch a load-bearing wall, the facade or a common pipe, you need a two-thirds vote of the general meeting, obtained before the first sledgehammer blow. Here is how to tell, and how to prepare the request.

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General meeting

Which majority for which decision?

The Civil Code sets an attendance quorum and several voting thresholds. A decision passed under the wrong threshold can be challenged before the justice of the peace.

Absolute majorityDecisions for which the law does not require a qualified majority, works required by law and protective works
2/3Works affecting the common parts, statutes on the enjoyment, use or management of the common parts, tendering threshold
4/5Other amendments to the statutes including the allocation of charges, use of the building, division or merger of units, acts of disposal
UnanimityChanging the allocation of co-ownership shares, except where the law provides otherwise

Read the page on voting rules

Two regions, one Civil Code

What differs between Flanders and Brussels

Everywhere in Belgium

Co-ownership rules are federal: articles 3.78 to 3.100 of the Civil Code govern the general meeting, the syndic, the accounts and legal remedies.

Flanders

The EPC for common parts, the renovation obligation, the environmental permit (omgevingsvergunning) and Mijn VerbouwPremie fall under the Flemish Region.

Brussels

Water is supplied and billed by Vivaqua; the EPB certificate, planning rules (CoBAT) and renovation grants fall under the Brussels-Capital Region.

Key references

Co-ownership glossary

Shares, deed of division, house rules, reserve fund: each term defined in two sentences, with the article of law.

Open the glossary

Shared water and heating

Meters, heat cost allocators and allocation keys: how each unit’s share is calculated.

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